Questions to Ask Your Insurance Agent

1.     What is my deductible? This will be your out of pocket costs when filing a claim.

2.     What is my premium? Your premium is the amount you will pay for the policy. It’s important to know how much you will owe on a monthly basis.

3.     Am I eligible for any discounts? Multi-policy discounts, etc.

4.     Do I need an umbrella policy?

5.     Do I have enough liability coverage?

6.     Where can I find my insurance policy information? Some agencies have an app. Some send physical cards.

7.     When do we need to meet again? Meeting often isn’t necessary but if there’s a big life change a meeting could be in order. For example, you got a boost in income and need to boost life insurance.